“People start to put their whole life in perspective in December,” said Tom Henske, a certified financial planner in New York.

“Your head is already there with everyone else, so why wouldn’t it be with your money habits?”

Change your mindset

Fear of the unknown holds many people back from taking the first step towards financial wellness, Henske said.

Whether it is setting up a child’s 529 savings plan, getting insurance or drafting your will — just get started, he said.

“If you want to procrastinate, procrastinate when the meeting is going to be,” Henske advised. “Don’t procrastinate scheduling the meeting.”

Read the article here.